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Social Security and Medicare news and savings for retirees

Americans aged 65+ who receive Social Security and Medicare and want plain-English explanations of raises, premiums and savings programs (inferred from the about text and titles).

• Realistic avatar
• A photorealistic older man with swept-back grey hair, in a navy cardigan or sweater over a collared shirt, shown in warm home settings and pointing at on-screen numbers.

One topic per video of about 11 minutes: a dated hook, the figures from official sources, what is deducted or saved, then checklist steps and a scam warning.

• Social Security COLA raise
• Medicare Part B premiums
• Medicare open enrollment
• Savings programs for seniors
• Scams aimed at seniors

• The Raise Is Official [date] — And [$X] of It Is Already Gone
• Your Medicare Plan Is Changing. You Have Until [date]
• [N] Bills You May Not Have to Pay After 65

The persona sits at a table or points at a large dollar figure or date, with bold white and green text, a red box or strike-through, and a warm home or flag background.

• Timely hooks tied to fixed dates: the Oct 14 COLA release and the Dec 7 enrollment deadline in 2 of 4 titles
• Money-loss framing in titles and thumbnails ($356, $2,435, $61 vs $68) in all 4 uploads
• The about text says every figure comes from official sources, and the descriptions list them
• Steady cadence: 4 uploads in 3 weeks, each 11–14 minutes, on one audience topic