Richard Economy
@richardeconomy-3m
Language: EnglishCountry not available7 months old
- Persona: Expert · Middle-aged
- Social security
- Medicare
- Retirement planning
- Senior finance
- Cola
- Bank accounts for seniors
- Retirement news
- Irmaa
- Subscribers
- 3.73K
- Total views
- 207K
- Videos
- 88
Stats updated Stats from YouTube
Growth
Subscribers · daily totals we stored, UTC days
Show the numbers
| Day (UTC) | Subscribers |
|---|---|
| Nov 3, 2026 | 3,730 |
| Nov 2, 2026 | 3,730 |
| Nov 1, 2026 | 3,730 |
| Oct 31, 2026 | 3,730 |
| Oct 30, 2026 | 3,730 |
| Oct 29, 2026 | 3,730 |
| Oct 28, 2026 | 3,720 |
| Oct 27, 2026 | 3,720 |
| Oct 26, 2026 | 3,720 |
| Oct 25, 2026 | 3,720 |
| Oct 24, 2026 | 3,720 |
| Oct 23, 2026 | 3,720 |
| Oct 22, 2026 | 3,720 |
| Oct 21, 2026 | 3,720 |
| Oct 20, 2026 | 3,710 |
| Oct 19, 2026 | 3,710 |
| Oct 18, 2026 | 3,710 |
| Oct 17, 2026 | 3,700 |
Top videos
Most viewed
Length 15:45Congress Breaks Its Silence on Social Security — Here’s What They are Saying
12.1K views
(opens on YouTube in a new tab)
Length 20:39Social Security Could Get Its Biggest Boost Since 2023 — 2027 COLA Update
5.66K views
(opens on YouTube in a new tab)
Length 21:33Social Security Is Changing — And Some Retirees Could Feel It First
3.87K views
(opens on YouTube in a new tab)
Length 20:37Seniors Alert: New Social Security Bank Rule — What You Need to Know Now
3.74K views
(opens on YouTube in a new tab)
Length 23:29🚨 October 1st Alert: The 92-Day Window That Change Your Retirement Forever
2.38K views
(opens on YouTube in a new tab)
Length 13:40Over 65? NEVER Keep More Than This in Your Bank Account (Most Seniors Don't Know!)
1.98K views
(opens on YouTube in a new tab)
Latest videos
Newest first
Length 13:43The New Social Security Bill Congress Just Passed — What Nobody Is Explaining!
126 views
(opens on YouTube in a new tab)
Length 13:42Social Security 2026: 6 Important Changes Every Senior Must Know!
260 views
(opens on YouTube in a new tab)
Length 13:40Never Keep More Than This in the Bank After 65 — Most Seniors Miss These
726 views
(opens on YouTube in a new tab)
Length 12:45WARNING: Your 2027 Social Security Raise Could Be SMALLER Than You Think!
172 views
(opens on YouTube in a new tab)
Length 14:01BREAKING: 4 Major Social Security Changes Coming in 2027
71 views
(opens on YouTube in a new tab)
Length 13:29If Your Spouse Dies, Your Joint Bank Account Could Be at Risk — 3 Things You MUST Know!
665 views
(opens on YouTube in a new tab)
What they sell
What this channel sells has not been checked yet.
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How they sell it
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Analysis
Our own reading of the channel’s public titles, descriptions and thumbnails, not data from YouTube.
Persona
Expert · Middle-aged · Male · US Capitol, flag and bank-building backdrops with benefit-card props (thumbnails)
- Niche
Deadline-driven Social Security, Medicare and savings news for US retirees
- Audience
US retirees and people over 55 who rely on Social Security and Medicare and want to know which dated changes, rules or deadlines affect their money (inferred from titles, descriptions and the narration).
- Avatar
- Realistic avatar
- A photorealistic balding man in a dark suit, white shirt and light-blue tie, shown from the chest up, pointing or resting a hand on his chin, in front of Capitol, flag or bank-building scenes.
- Format
Voice-over episode of 13 to 32 min: a headline stake in the first lines, worked dollar examples, a numbered set of checks, then a plain disclaimer, a subscribe ask and a comment question.
- Typical length
13–14 min since Oct 4 (6 uploads); 16–32 min in September
- Content pillars
- Social Security COLA and rule changes
- Medicare enrollment and IRMAA
- Where retirees keep cash
- Dated federal deadlines
- Benefit programs such as SNAP and SSI
- Title patterns
- Before [Nov 1]: [N] Places Seniors Need to Get Their Cash Out Of NOW
- Seniors: Do This Before [October 1] — Most Will Miss This
- [N] Rules Quietly Taking Money From Your Check This [October]
- Over 65? NEVER Keep More Than This in Your Bank Account (Most Seniors Don't Know!)
- [2027] Social Security COLA FINAL Numbers Revealed — How Much More Will You Get?
- Thumbnails
The same man at one side, pointing or in a thinking pose, with a large white and yellow capitals headline, red callout bars and a warning icon. Backdrops are the US Capitol, flags, a bank building or a Social Security card, with props such as cash, a calendar or a notice.
Their thumbnails, most viewed first
- Why it works
- Date and deadline hooks: at least 17 of 30 titles carry a month, year or deadline, and so do 3 of the 4 most viewed videos
- A named reader plus a warning word in at least 8 of 30 titles, such as Seniors, Over 65 or Retirees with NEVER, WARNING or Alert
- One man, one layout: the same face in 9 of 10 thumbnails, with bold capitals, yellow and red bars and Capitol or flag backdrops
- Topics follow dated news: the two COLA videos have 5,649 views (Sep 29) and 30 views (Oct 15, after the Oct 14 announcement)
- High volume with breakouts: 30 uploads in 33 days; 4 pass 4,900 views while 22 of the other 26 stay under 900
Where the channel points
Links from the channel’s About page and its video descriptions.
Similar channels
Same niche or the same kind of persona, from the library.
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Free API & MCP
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